One thing most people don’t like to talk about is something we will all inevitably have to deal with – the loss of the a loved one. It’s a guarantee we won’t get out of this life alive. So from an insurance perspective, protecting yourself and your loved ones should be something to strongly consider. Life insurance comes in all types of forms, and covers a variety of situations.
- Hospital Supplemental Insurance – it’s more affordable than you would think. You can cover yourself, or your family under the same plan. This is not health insurance, but helps buffer things that may not be covered under your regular health insurance.
- Cancer Insurance – Unfortunately, cancer is alot more prevalent now. The likelihood you or someone you know will be diagnosed with cancer is higher than ever. Cancer insurance policies can help cover expenses while you are going through treatment. It can also pay out a pre-determined lump sum amount to you to help cover your everyday expenses so you can focus on getting better without the added stress of having to figure out your expenses if you are unable to work.
- Critical Illness Insurance – similar to cancer insurance on how it works, these types of policies can cover major events like stroke, heart attack, or cancer. It covers up to the pre-determined amount selected to help cover expenses while you are getting better.